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Why?

We can help you get the best price on credit card transactions by representing you, not the processor. We work with a number of different companies to get the best rates for you, helping your business to save money immediately. Let our team work with you, making sure you continue to get good rates and customer service so you can focus on other things.

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  1. Save money immediately

  2. Maintain low rated

  3. No contracts

  4. No equipment leases

  5. Make switching painless

Here is how we can do it...

  • By offering interchange plus pricing, we pass on the savings directly to you. Thus, you will recognize savings the very first month you switch.

  • The contract we have negotiated with our processors only allows for the direct increases from Visa/MasterCard, which is industry-wide. So, you will continue to save month after month, without the processors creeping up their fees.

  • By not signing a contract, we represent you and can switch you if at any time you are not satisfied with your processor, with no penalties. We want you to have the best customer service possible and will not represent companies with low customer service ratings. We only use processors that we have had a good track record with.

  • No equipment leases are necessary, as we can generally work with equipment that you already own or offer low cost equipment to you. So, there's no need to pay month after month.

  • We make switching painless by having you get your own Authorize dot net account. If ever you switch in the future, all your customers and accounts are yours and not the processors. Get and keep control of this important feature of your business. What you will learn from watching this video could save you thousands of dollars every year, an extremely productive 7 minutes for you to buy out! After watching this video, you may want to take out your own monthly credit card merchant statement and view it again!

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Our Services

Bring our experts to your business

Let Sam or Eddie prove to you how they can lower your bill. Print out 3 months of your Merchant statements, and they will give you a comparison of what your merchant statement could be by switching to one of our processors.
They will give you a free audit every three months to make sure you continue getting the same low rates as they quoted you. With interchange plus pricing, your rates will only change when  VISA/MASTERCARD changes.
We will also make sure that your processor takes care of any issues or problems you may have.
We want you to be happy!

About Us

How we got started:

 I have been using merchant services myself in running my own online business for the last 30 years. I began with my own local bank thinking they would give me the best deal and best customer service. Then I was approached by the endless stream of companies wanting my merchant processing business. So, I switched and immediately began to recognize a savings. But, gradually the prices went up and up. After my 3 year contract was up, I switched to another promising company. Unfortunately, this meant I had to go through a painful transition period with Authorize dot net, carrying two accounts until the first account transactions were finished, which takes several months.

The merchant service companies get wise to giving qoutes that seem to be money saving. They do this by saying that your rates are low, like 1.5% or 2%. Sounds good, but what is the effective rate? The effective rate is after all the other charges. So, take your bottom line charges and compare that to how much you take in. That is your real rate.

I tried comparing companies using the low rate they were giving me on my statements on the majority of my sales, which in my case was 1.5%. Nobody could beat that, so I was pretty confident I had the best deal in town... until I started investigating further and got educated. My bottom line, effective rate was actually 3-4%. Also, most companies put you in a tiered system where you end up being charged way more for cards than Visa and MasterCard bill. I found that my company was able to save considerably by switching to interchange plus. This is pass through pricing based on your sales volume and factors relating to your business footprint.

 I have teamed up with Eddie, who has over 10 years experience in the credit card industry. Let us help you get the best rates and customer service available and maintain them. The difference is that we act as a watchdog protecting you, not the processor. If for any reason one of our processors fails to give you the best customer service and pricing, we can effortlessly switch you to a company that will.

Types of Transactions
03:35
Joel VandenBerg

Types of Transactions

Explain the different types of transactions that can be made with credit card. Credit card merchant processing, get the straight answer to your merchant processing fees. We will help you get control of your fees and keep them as low as possible.
What are all the Fees
02:10
Joel VandenBerg

What are all the Fees

Explain the different fees on my merchant statement. Credit card merchant processing, get the straight answer to your merchant processing fees. We will help you get control of your fees and keep them as low as possible.
What is Interchange
03:18
Joel VandenBerg

What is Interchange

Intro to Company: Cardlevel
04:43
Joel VandenBerg

Intro to Company: Cardlevel

Credit card merchant processing, get the straight answer to your merchant processing fees. We will help you get control of your fees and keep them as low as possible.

Save money by

lowering your fees by

15-30% or more.

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